Home Purchase Loans in FL

NSH Mortgage is a trusted mortgage company that specializes in finding the perfect loan solutions for all types of home buyers. Whether you are a first-time buyer or looking to upgrade, we have a loan option that suits your specific needs. Our resolute team of experts is committed to making your home buying journey seamless and stress-free.

We offer a wide range of loan programs, including FHA loans, VA loans, USDA loans, jumbo loans, conventional loans, and non-QM loans such as Bank Statement Loans and DSCR Loans. No matter your financial situation or credit history, we will work tirelessly to secure the loan that is right for you. Our goal is to help you achieve your dream of homeownership, and we go above and beyond to make it happen.

We understand that self-employed borrowers can have a challenging time qualifying for a traditional home loan. But you do not have to worry about there not being a program available to help you qualify for a mortgage. Bank Statement programs are designed specifically for those who do not have the tax documents, W-2’s, or adequate proof of income that clearly shows their ability to pay. The home that seemed out of reach can now be a reality!

Are you a real estate investor looking to grow your portfolio? Our Investor Cash Flow program is designed specifically to serve your real estate investment goals. This program allows you to qualify based on rental analysis to determine property cash flow. No personal income is needed to qualify. This saves you from sending complicated income statements and tax returns.

We offer loan programs for borrowers that had a recent credit event to achieve home ownership. These borrowers no longer need to wait seven years to buy or refinance a home! Our mortgage loan program allows just one year seasoning for foreclosure, short sale or deed-in-lieu, and only two years seasoning out of bankruptcy.

Based in sunny Florida, NSH Mortgage caters to the beautiful cities of Tampa, St. Petersburg, Jacksonville, Tallahassee, Orlando, Miami, West Palm and Ocala, Crystal River, among others. In St Petersburg, known for its vibrant beaches and thriving arts scene, we are committed to serving the diverse community by providing top-notch mortgage services. Whether you are looking to purchase a cozy beachside condominium or a spacious family home, we are here to guide you through the home buying process.

In St. Augustine, with its rich history and stunning architecture, NSH Mortgage is dedicated to helping residents turn their dreams of homeownership into a reality. From historic homes to modern high-rises, we can navigate the unique loan requirements in this city.

Miami, known for its lush landscapes and vibrant cultural offerings, is another city where we provide exceptional mortgage solutions. Whether you are a veteran interested in a VA loan or a first-time buyer exploring FHA loan options, our team is here to help you every step of the way.

Finally, in Ocala, with its strong agricultural and Equestrian heritage and close-knit community, we understand the importance of USDA loans in helping individuals and families achieve their dreams of owning a home. We pride ourselves on our knowledge of this specialized loan program and are committed to providing the best guidance and support.

At NSH Mortgage, we believe that everyone deserves the opportunity to own a home. With our wide range of loan options and our dedication to exceptional customer service, we are your go-to mortgage broker for all your home purchase loan needs. Let us help you open the door to your new home. Contact us today to start your journey towards homeownership.